Our thoughts on Banking

We help retail and commercial banks, mortgage, consumer and trade finance firms to innovate and thrive in a hyper-dynamic and challenging world of regulation, ESG, competition, customer behaviour and digitalisation. Centigo combines strong strategy, innovation, change and regulatory capabilities with deep industry experience.

Examples of what we do:


We help clients resolve fundamental bank-wide strategic issues, along with business unit- and product-level challenges. In an era of increasing regulatory complexity, we work with banks and consumer finance firms to develop a strategic vision that is in alignment with regulatory oversight.


We help banks establish clear innovation objectives, build the ecosystem of activities needed to support it, and develop a common methodology for generating, assessing, and commercialising innovative solutions. We help client stretch the boundaries of innovation, though strategic alignment, process development, innovation training, and creation of dynamic capabilities.

Culture Change

We help clients create competitive advantage through culture change. Whether it is an enabler to strategic change, innovation, performance improvement, risk maturity or post-merger integration, we can help. Our experience and expertise combined with our state-of-the-art culture tools, we address every element of culture change, from initial assessment through implementation and continuous monitoring and refinement.


We help banks address fundamental issues relating to their regulatory burdens and their impact on business models and performance. As part of this process we can help clients develop and execute RegTech strategies to drive efficiency, cost reduction and sustainability in their regulatory compliance processes and functions.

New Market Entry

We help clients enter into new geographic markets, launch new businesses, products and services. We advise clients on corporate governance, regulatory permissions, value propositions, distribution channels, business and operating model design.

Environmental, Social & Governance

We help clients evaluate and address the impacts of ESG on their business and operating models and comply with Sustainable Finance regulation. Our services include: <br>ESG impact analysis, target system and insurance strategies; ESG risk management & regulation; ESG-reporting; business impact on commercial real estate; business impact on health insurance; business impact on pension funds and investments.

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We have genuine faith in human abilities

Centigo is a value-based company. Our common values guide us through our way of operating and developing our own business as well as how we work with our clients.